Services

The work I take on for drivers, from the first look at your car right through to the claim you hope never happens.

What I take on

Cover I Sort For Real Roads

Everyday driving

I read the policy before you sign it

I work out the liability, collision and smaller extras your week calls for, then put the wording into ordinary language. What a policy pays for, and what it quietly leaves out, end up on the same page.

  • I show the premium, the excess and the limits together
  • I point out which extras are optional and why
  • I check the wording against the way you use the car
Newly licensed

I take the shock out of a first policy

A new license carries the steepest pricing, so I check every route around it. Named driver setups, mileage limits and the car itself all pull the figure in different directions, and I talk each one through before anything gets agreed.

  • I explain what moves the price before anything is agreed
  • I show where a parent policy helps and where it hurts
  • I map the renewal path from the very first policy
Older vehicles

I check the value matches what the car is worth

A car with plenty of road behind it still deserves a payout that reflects its real condition. I check the valuation, the repair choices and the salvage terms so no settlement lands as a nasty surprise later on.

  • I raise agreed value cover where it makes sense
  • I read the repair and parts terms in advance
  • I flag any cover that no longer earns its keep
Also on my desk

The Bits That Come Up Later

Claim Support

I gather the photos, statements and forms so your file lands complete rather than bouncing back for missing pages.

Policy Changes

I help you report a new address, a swapped car or another name on the license properly, instead of leaving it for renewal to catch.

Renewal Reviews

Before a policy rolls forward I check the cover against the year you have had and flag anything that has drifted.

How it runs

From First Message To Cover

1

Send The Details

Share the car, the miles and who sits behind the wheel. Five minutes covers it.

2

Cover Sized Right

I work out the limits and deductibles your driving actually calls for, and say why.

3

You Choose

Ask whatever is on your mind before deciding. I will never rush you into signing.

4

Cover Confirmed

Once the insurance carrier accepts, I go over the policy papers with you before you drive.

Any time you like

Let me work out the cover your car actually needs

Send me the car, the mileage and the drivers on the policy. I come back with the wording and the charges spelled out, so signing feels like a decision rather than a guess.

Send my car details